Broker Check

Business Owner Solutions

401K | Retirement Plans | Employee Benefits


What makes our 401(K) solution a better choice for you?

We help companies enhance their 401(K) Plans in 3 Key Areas:

First, we help businesses design a plan that can help address their business’ needs.

An example may include allowing higher contributions to the business owner or other highly compensated employees.  Unfortunately, too many plans are just standardized solutions and not specific to the business’ needs and intentions.

Second, we help protect the business owner(s) and plan sponsor from a Fiduciary standpoint. 

There are ongoing responsibilities to monitor the plan’s investments, and all too often business owners and plan trustees have a misconception that this is ‘being done’ for them. But the reality is that it the business owner or plan trustee is still on the hook for these responsibilities. 

Our partnership with American Trust allows us to assume the responsibility of selecting and monitoring investments in the plan, as well as a list of services that cover the full spectrum of administrative and compliance duties of a discretionary trustee under ERISA.

Unlike most providers, we are capable of assuming the discretionary trustee risk and duties allowing them to devote their time and every to run their business.

Third, we help the employees protect their hard-earned savings by giving them access to our Tactical Management solutions inside their 401(K) plan.

Having a defensive component in one's portfolio can help reduce risks of losses during major market downturns. This allows employees to participate when markets are favorable, but then provides them with defensive strategies when markets are unfavorable. 

Most employees don’t have the time, knowledge, or desire to continually monitor their accounts and many would rather select an option to have this done for them.  But, like other plans, our solution also provides the wide array of fund options for those who wish to manage their own accounts.

Altogether, we help enhance the plan for both employers and employees.

Employee Benefit Solutions

As a business owner or executive, did you know that there are ways to help you address the rising costs of healthcare and enhance your benefits package with little to no out-of-pocket cost to you or your company?

We have partnered with a firm whose specialty is to provide a unique and independent offering that covers the gaps in insurance plans that most employees have. They will perform an audit at no obligation and put together a comprehensive plan with which to offer your employees benefits on a supplemental basis. 

Because our partner firm represents most of the companies in the industry, they can design a program to address the areas in coverage that you and your employees deem very important. 

Why use our firm?

  • Independent - We offer a multiple-carrier approach, not one-size-fits-all.
  • We refuse to outsource - we take ownership of EVERYTHING from enrollment to claims/service in-house.
  • An informational approach - absolutely no scare tactics or overselling.
  • A complete picture - By taking the time to understand your current benefits, inside and out, we take a customized approach to filling gaps with no overlap of benefits.