Guidance for Life’s Financial Decisions
From a one- time financial decision like rolling over a 401(k) to planning your retirement and income, it’s easy to feel it’s easy to feel unsure about how it all fits together in the long- term.
We listen first, because effective financial planning shouldn’t be just about numbers. It should be about your real life, your priorities, and the freedom to live fully.
Trust. Simplicity. Direction
Across every stage of life, financial decisions can feel complex and difficult to sort through.
How much money can I safely spend per month in retirement?
What should I do with an inheritance or old 401(k)?
Can I add an extra vacation without risking other goals?
Are my choices today helping or limiting my future?
Many people get stuck carrying these questions alone, held back by uncertainty, limiting assumptions, or fear of making the wrong move.
I’m David, a fiduciary financial planner at Harvest Well. I go beyond traditional financial planning by starting with honest conversations to understand what truly matters to you. Because I believe meaningful planning translates those priorities into thoughtful, well-aligned decisions.
Together, we’ll take your biggest questions and help make financial choices clearer and more confident, one conversation at a time.
Many clients come to us with similar concerns.
Uncertainty around retirement decisions: how much they can safely live on, planning for future medical costs, when to take Social Security, and turning savings into sustainable income.
Spouses navigating different approaches to managing shared resources.
Overwhelm from too many moving pieces: investments, insurance, retirement accounts, taxes, estate planning, often spread across different advisors or platforms.
Managing emotions in volatile markets, market noise and financial complexity that make even small decisions feel complicated.
Difficulty knowing how much they can spend on travel, generosity, or lifestyle without jeopardizing the future.
Here are a few ways we can support you.
We visually bring all aspects of your financial life together, coordinating your goals today with your plans for the future.
Through educational and thorough conversations, we guide spouses to align their income decisions, turning differing priorities into a shared plan.
We help you define your guardrails so you can enjoy life without fear of over spending.
We help filter out the noise, simplifying the complex though education and steady guidance.
We walk alongside you as a trusted fiduciary partner bringing ease through virtual meetings and online access to your plan.
Your Experience
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1. Introductory Call
A free, no-pressure conversation. I’d like to learn what prompted you to connect and answer all your questions about how we can help.
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2. Taking Care of your Priorities
If we’re a good fit, we continue the conversation, organizing what matters most and turning questions into clear next steps.
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3. Proactive Financial Planning & Uncovering Opportunities
With your priorities at the center, we walk through each decision, highlight potential opportunities, and create a plan that helps you live with clarity and peace of mind.
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4. Your Long Term Financial Partner
We aim to be a long-term partner, guiding you to and through retirement. We create plans that evolve as life changes and, through proactive communication, help you navigate financial decisions at every stage.
Meet Your Team
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David Hessel
Your Dedicated Financial Planner
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Gina Hessel
Your Servicing Partner
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Becky Miller
Your Servicing Partner
Without clear guidance, even well-prepared families can feel stuck - hesitating to enjoy life, delaying decisions, or carrying unnecessary worry about making the wrong move.
With Harvest Well, your financial life is approached with care and intention. We help decisions become more informed, reduce distractions, and keep your resources aligned with what matters to you, now and over time.