Blog

Welcome! We think the world of finance should be easy to understand and apply to your life. Browse around; we have topics from wedding budgeting, money mindset, how to's and checklists to wealth management and travel tips! If you have a topic you'd like to read about, just let us know! 

Happy learning, 

David & Gina

 

Tuesday, July 7, 2020

 

Tuesday, June 30, 2020

Passive income is money earned in a way that doesn’t require much active effort, traditionally through investments or stake in a business. Active income, on the other hand, requires trading your time and participation or service...

 

Wednesday, June 24, 2020

According to a recent study conducted in the United Kingdom, 82 percent of people reported feeling regret or guilt over a past purchase. The most prevalent categories of regrettable purchases included takeout food, clothing and shoes...

 

Monday, June 15, 2020

Living through COVID-19 is stressful enough. Feeling hopeless about an unpredictable stock market certainly isn’t any help. If you’re one of many worrying about their investments, these are some dependable ways to reduce...

 

Thursday, June 11, 2020

Tax season is officially in full swing and while you’re probably focused on filing your 2019 tax return by the recently extended deadline of July 15, 2020, it’s never too early to begin preparing for next year.1 There are...

 

Show All

Tuesday, June 9, 2020

According to a recent survey by the Plan Sponsor Council of America, 16.1 percent of organizations have suspended matching employer contributions due to financial hardships caused by COVID-19. Worse yet, 1.3 percent of businesses have...

 

Wednesday, May 27, 2020

Although COVID-19 related restrictions are beginning to ease, many people continue to help slow the spread by staying home and self-isolating. There are still unknowns related to the pandemic and how it will play out, undoubtedly...

 

Saturday, May 23, 2020

COVID-19 has impacted nearly every aspect of the economy. When President Donald Trump declared the virus a national emergency at the beginning of March, standards of living rapidly shifted: governors enacted stay-at-home orders,...

 

Wednesday, May 20, 2020

As millions around the globe continue to work from home, it’s important to remain vigilant when it comes to staying safe online. Here are eight cybersecurity tips that you can start utilizing today. Tip #1: Encrypt Sensitive...

 

Thursday, May 14, 2020

 

Tuesday, May 12, 2020

Jessica Pryce-Jones, author of the popular book, “Happiness at Work,” says we’ll spend close to 100,000 hours working in our lifetime.1 It’s no wonder that even those who enjoy their job can feel the effects of...

 

Monday, May 11, 2020

Student loan reached $1.48 trillion in America by the end of 2019, with approximately 45 million borrowers across the United States.1 Amidst the COVID-19 pandemic, many Americans have experienced financial instability. This means that...

 

Tuesday, May 5, 2020

With millions of Americans jobless or furloughed during the COVID-19 pandemic, many are experiencing a time of heightened financial distress. And in an effort to “flatten the curve” while the virus spreads around the globe...

 

Saturday, May 2, 2020

The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, was passed at the end of March 2020 to assist families, individuals, small business owners and medical facilities across America amidst the COVID-19 pandemic.1 As...

 

Thursday, April 30, 2020

While you can’t put a price tag on our four (or two) legged friends it’s important to map out the long-term financial commitment to maintain a purrfect budget!

 

Thursday, April 23, 2020

It can take some time for employees to adjust to working from home full-time. Luckily, there are ways to make remote work easier on yourself, your employer and your coworkers. Below we’re offering seven useful tips you can use...

 

Tuesday, April 21, 2020

As we become more and more accustomed to social distancing, there are simple luxuries we all miss - going out to eat, hitting the gym, hanging out with friends, etc. If you’re like many people staying home, you might find...

 

Saturday, April 18, 2020

Your big day was supposed to be soon, but never did you think a pandemic would get in the way. Don’t worry, you’re not alone. More than half of this year’s soon-to-be newlyweds are postponing their weddings until...

 

Thursday, April 16, 2020

As of 2020, the world’s population sits at a staggering 7.8 billion people, and it’s growing every minute.1 That means that whether we’re aware of it or not, humans across the globe make a significant impact on the...

 

Tuesday, April 14, 2020

Amidst the global COVID-19 pandemic, there’s no doubt about it - these are trying times for everyone physically, mentally and emotionally. Even if you aren't a healthcare professional or other essential worker on the front lines...

 

Monday, April 6, 2020

Sometimes when it comes to credit card companies, if you don’t ask, they simply won’t tell. At the end of the day, card companies are like any other business, meaning they need a profit to survive. The Bureau of Consumer...

 

Wednesday, April 1, 2020

 

Monday, March 30, 2020

As technology advances and individuals seek more flexible work situations, the gig economy remains active. In 2019, 57 million Americans freelanced, representing 35 percent of the U.S. workforce.1 However, with a wavering economy as a...

 

Wednesday, March 25, 2020

With the onset of COVID-19 in America, investors saw the 11-year run of our bull market come to an end on March 11, 2020. As we entered a bear market, the Dow Jones Industrial Average experienced a more than 20 percent drop in March...

 

Monday, March 23, 2020

Beyond times like these last few weeks (March 2020), the stress of finances affects many people and can cause not only poor health but also family complications. Learning to control financial stress is vital to your health as well as...

 

Sunday, March 22, 2020

Social distancing is the main strategy being used across America to help prevent the virus from spreading. Events have been canceled, gatherings of large groups of people are prohibited, schools have temporarily closed or moved online...

 

Friday, March 20, 2020

To help prevent further spread of COVID-19, there’s a consensus that Americans need to stay home and adhere to social distancing practices. This is especially recommended if one feels sick or has a suspected or confirmed case of...

 

Monday, March 9, 2020

According to the CDC,1 the recent coronavirus (COVID-19) outbreak has claimed 10 lives and impacted nearly 100 people in the U.S. as of March 6th, 2020 and it has also injected a sense of uncertainty into the markets. If you’re...

 

Friday, March 6, 2020

March Madness is nearly upon us and as many of us know, this season highlight for college basketball fans is often full of upsets, underdogs and blowouts. Like investing, filling out a bracket involves balancing risk, reward and...

 

Tuesday, March 3, 2020

Between gathering the necessary paperwork and working through complicated scenarios, tax season can be a stressful time. You’ve worked hard throughout the year, and you want to be sure you’re taking the right measures to...

 

Friday, February 28, 2020

Health care costs have been rising for years. The issue is one that concerns most people and is one of the most influential when it comes to voters making political decisions. We’re concerned about how much it costs to be...

 

Wednesday, February 26, 2020

Opening up and starting conversations about how to handle money and finances with your kids may seem overwhelming, but it doesn’t have to be. As a parent, it is your role to serve as a positive influence in their lives to get...

 

Tuesday, February 25, 2020

Shopping and scoring great deals can be an amazing feeling. However, online shopping can be dangerous for your financial plan and your wallet if you aren’t cautious. If you prefer to shop online in the comfort of your own home,...

 

Friday, February 21, 2020

We shared the best morning routines last week and now it's time to bring the day full circle! Want in on the most successful CEO's bedtime habits? From Mark Zuckerberg to Ron Rudzin, you may think these busy bigwigs get about three...

 

Wednesday, February 19, 2020

So, you want your family to start eating healthier, but you’re not a huge fan of cooking? Or maybe cooking a full meal after a long day of work, errands and school activities is the absolute last thing that you want to do....

 

Tuesday, February 18, 2020

Procrastination is a real thing that can trickle into other areas of your life. Financial procrastination is one of those areas. What is Financial Procrastination? Financial procrastination is when you have financial obligations and...

 

Friday, February 14, 2020

How many times have you gotten a reminder to update your password before it expires? Or to make sure your password contains a capital letter, number and symbol? It might seem feel like an annoyance at the time, but these are just some...

 

Wednesday, February 12, 2020

As we get older, more and more expenses end up on our plate. From mortgages to car repairs, it can feel like there are endless bills to pay. And as we all know, with more bills, comes more pressure, anxiety and stress. In fact, the...

 

Tuesday, February 11, 2020

Life can be expensive. This is just a simple fact when you add up all your monthly expenses versus your income. Your biggest expenses are obviously going to be your rent or mortgage, car payment, insurance, utilities, and grocery...

 

Friday, February 7, 2020

If you’re looking for fresh and revitalizing ways to start your day, look no further. Having a steady morning routine in place will help you be productive and make the most of your entire day. In this article, you'll learn how...

 

Wednesday, February 5, 2020

If you’ve been named a beneficiary or inherited an IRA, you’re likely facing some tough questions ⁠— what are the next steps and what happens now? Governing bodies like the IRS and recent legislation such as the...

 

Tuesday, February 4, 2020

There is no denying that money is an integral part of everyday life. You need it to pay bills, acquire possessions, get food, and save for the future. While it holds a certain importance in life, being prudent with money is also key....

 

Wednesday, January 29, 2020

If the idea of retiring in your early 50s’, 40’s, 30’s or even late 20’s appeals to you, you may be interested in joining the FIRE retirement movement. Designed for those who have both the discipline and cash...

 

Tuesday, January 28, 2020

There’s no doubt that adopting bad credit habits can plunge you into a cycle of constant stress and financial problems. Luckily, it’s never too late to correct course and whip your credit back into shape. Consider adopting...

 

Friday, January 24, 2020

Your honeymoon is probably one of the most significant and most extravagant trips that you will take in your life. It is your first chance to get away as a newly married couple! While it is essential to make sure that your honeymoon...

 

Wednesday, January 22, 2020

So how can you stay on track with your wedding budget and still have a day you'll never forget?...

 

Tuesday, January 21, 2020

A new decade has finally arrived and everyone will be making their resolutions and claiming that they will never break them. In reality, many people break their resolutions, but why is that? One of the biggest reasons we don’t...

 

Friday, January 17, 2020

Just as you yourself evolve throughout your career and into retirement, your investment decisions should as well. If you’re taking the same risky investment approach at age 50 as you did at 25, it’s time to pump the breaks...

 

Wednesday, January 15, 2020

Whether you’re new to the stock market or a seasoned investor, it can be hard to keep your emotions in check. As you hear unsavory news about a company you’ve invested in, your first instinct may likely be to sell your...

 

Tuesday, January 14, 2020

New year, new you? A great place to start is by looking at your financial resolutions. What do you want to change about your spending and saving habits? Let’s see if your resolutions are in sync with these top five for 2020....

 

Friday, January 10, 2020

When you see successful people who have done well for themselves and achieved a great deal, you may wonder just exactly how they did it. Here are eight tips we can glean from some of the world’s most successful people. 1....

 

Tuesday, January 7, 2020

The stats don’t lie - Americans have trouble saving. The federal reserve’s 2017 Economic Well-Being of American Households report shed some eyeopening light on our current state. Approximately 40 percent of Americans would...

 

Friday, December 20, 2019

We won’t sugar coat it — achieving your financial goals isn’t always easy. But if you don’t create a plan based on your goals, you’re only making it harder on yourself. In fact, American’s with a...

 

Tuesday, December 17, 2019

In a recently conducted survey, only 37 percent of participants were considered to have a passable level of financial literacy.1 The number sounds low, but it’s not hard to see why more than 60 percent of participants had...

 

Tuesday, December 10, 2019

Lifestyle creep is something that’s simple to define, easy to see, yet hard to avoid. Especially prevalent amongst young professionals, lifestyle creep is a hurdle many face in saving for their short- and long-term goals, like...

 

Thursday, December 5, 2019

Unfortunately, with the rise of technology there have been more and more accounts of retirees being targeted for financial scams to rob them of their wealth or identities. Because scammers have gained an understanding of how to trick...

 

Tuesday, December 3, 2019

One of the most popular traditions of the holidays is giving and receiving presents. For most people, the joy of giving gifts to loved ones is tempered by the thoughts of having to pay off a huge January credit card bill. But you...

 

Tuesday, November 26, 2019

Are you planning to go on a trip over the holidays? Whether you are finally taking your dream vacation overseas, or just visiting relatives for the weekend, traveling during the holiday season can get expensive. But as long as you...

 

Thursday, November 21, 2019

Having a new baby is a much-anticipated event. While growing a larger family brings added joy and love to your household, it can also wreak havoc on your finances if you don't properly plan. Being prepared financially can go along way...